You’ll earn 10% APY with Change It Up, our Free Round-Up Savings Program
With our free CHANGE IT UP℠ program, we'll round up the amount of your debit card purchases to the next whole dollar.
This money will automatically transfer from your checking account to your CHANGE IT UP℠ savings account and earn 10% APY, but in the month of December, you'll earn double dividends!
Example: Spend $20.25 with your debit card, and $.75 will automatically transfer from your checking account to your CHANGE IT UP℠ savings account.
*APY=Annual Percentage Yield. Change It Up: Enrollment is free. To utilize Change It Up, must be a member of TrueCore Federal Credit Union and qualify for the TruePerks Membership Rewards program. TruePerks is effective as of April 2, 2018 and is exclusive to qualifying TrueCore members. To qualify for TruePerks, members must use their TrueCore debit or credit card at least 15 times per month, have free e-statements, use direct deposit, and utilize free e-services. Debit Card: Member must have a checking account (age 16 and up) to qualify for a debit card. Checking account opening is subject to third party screening. E-statements: Enrollment is free, but exceptions can be made on this requirement in cases where one does not have internet access. Direct Deposit: Amount must be at least $500 in a 45 day period; exceptions can be made if direct deposit is not available to the member. E-services: TruePerks qualification requires that a member accesses their TrueCore account via an electronic channel once every 30 days. These channels include online, mobile, Bill Pay, and Quick Pick Deposit. Exceptions can be made on this requirement in cases where one does not have internet access. Change It Up: There are no withdrawal restrictions on the Change It UpTM savings account. APY= Annual Percentage Yield and is accurate as of April 2, 2018. APY is based on monthly compounding for one year. In order for a debit card transaction to be included in the round up, it must be a signature-based transaction (credit). Cash back on closed loans may be transferred into your Change It UpTM savings account. Rates and terms are subject to change without notice. Some restrictions may apply. Credit Card: Member must be 18 to obtain a credit card; some restrictions may apply. TrueCore reserves the right to modify the program at any time. This credit union is insured by the National Credit Union Administration.