Mortgage Loans
Limited-time Offer
- Fixed-Rate Home Equity Loan - Loan amounts of $50,000 or more
- Interest-Only Home Equity Line of Credit (I/O HELOC) - Loan amounts of $50,000 or more
- Streamline Mortgage Refinance - Loan amounts of $100,000 or more
Whether you’re refinancing your home, planning renovations, or consolidating debt, now is the perfect time to save on upfront costs.
Offer valid for a limited time beginning August 1, 2026. No Closing Cost offer applies to Fixed Home Equity Loans and Interest-Only Home Equity Lines of Credit (I/O HELOCs) with minimum loan amounts of $50,000, and Streamline Mortgage Refinances with minimum loan amounts of $100,000. Loans are subject to credit approval and program guidelines. Interest rates and program terms are subject to change without notice. See the credit union or visit www.truecore.org for complete details. Equal Housing Lender. TrueCore Federal Credit Union, 215 Deo Drive, Newark, Ohio 43055. NMLS #470044.
Voted Best Mortgage Lender
in Licking County
For mortgage-related questions, our experts are ready to assist.
Alisha Kopp
Mortgage Loan Officer
NMLS #729718
NMLS #729718
Holly Waters
Mortgage Loan Originator
NMLS #407097
Office: 740-788-3508
Cell: 740-504-2583
Looking to Buy?
For assistance in closing your mortgage loan promptly, click on this link to view the documents you'll need.
Learn more about mortgage loans with only 10% down and no mortgage insurance. Click here.
Get $100 cash back on any new first mortgage as part of the TruePerks Member Rewards Program.
Bridge Loans
Do you need a short-term loan to ‘bridge’ the gap between buying a new home and selling your old one? Ask us about a 12-month Bridge Loan. Please note that the loan can only be completed on a primary residence, no investments or second homes. A TrueCore team member will be happy to assist you. Simply email info@truecore.org or call/text 740-345-6608.
Homes for Sale in the Area
Have you refinanced yet?
Rates are as low as 6.00% for 10-year terms and 6.50% for 20-year terms.
- Refinancing can save you thousands of dollars over the life of the loan.
- Ask us about rates for our 15- and 30-year terms.
*Rates are effective August 4, 2026. Rates are determined by your actual credit score. Rates and terms are subject to change without notice. Maximum loan to value (LTV) 80%.
Vacant Land Loans
Let TrueCore help you make your dream of buying land a reality.
| Term | As low as |
|---|---|
| Up to 60 months | 6.50% |
| 61 - 120 months | 6.75% |
| 121 - 180 months | 7.00% |
Rates are effective as of November 1, 2025. For purchases, a 20% minimum down payment is required. For refinancing, a 40% minimum down payment is required. Rates are determined by your actual credit score. Rates and terms are subject to change without notice.
Home Calculators
These financial calculators from our friends at CULookup.com provide you with the tools to make important financial decisions and reach your financial goals.
Search for a TrueCore team member on the NMLS Database (Nationwide Mortgage Licensing System & Registry)
