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TrueCore Federal Credit Union

Savings Rates

Save more with TrueCore!


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Share Savings Rates


Account
Min. to earn dividends
Rate
APY*
Share Savings
$200
0.03%
0.03%
Checking
$1,000
0.03%
0.03%
Special Savers
$2,500 or more
0.03%
0.03%
Club Accounts
N/A
0.03%
0.03%
IRA Accounts
N/A
0.10%
0.10%
*APY=Annual Percentage Yield. Rates have been reviewed and updated as of February 16, 2021. All above accounts are adjustable and are subject to change monthly on the 1st of each month. Annual Percentage Yield based upon monthly compounding for one year. All rates are subject to change without notice. All deposits are insured up to $250,000 by the NCUA (National Credit Union Administration).
 

Certificate Rates 


Term
Minimum
APY*
TruePerks
6 Months
$500
0.05%
0.10%
12 Months
$500
0.15%
0.20%
*17 Months
$500
0.25%
0.35%
18 Months
$500
0.20%
0.30%
24 Months
$500
0.25%
0.35%
36 Months
$500
0.35%
0.50%
48 Months
$500
0.40%
0.60%
*54 Months
$500
0.75%
1.00%
60 Months
$500
0.50%
0.75%
All deposits are insured up to $250,000 by the NCUA. APY= Annual Percentage Yield. APY is accurate as of June 1, 2021. APY based on monthly compounding for one year. Rates and terms are subject to change without notice. A penalty applies for early withdrawal, which would reduce earnings on the account. Federally insured by NCUA. Ask a TrueCore team member for details on the TruePerks Membership Rewards Program. *Limited-time special offer.
 
 

Dollar Dog and Money 101 Club Certificate Rates



Who
Term
Minimum
APY
Dollar Dog Club
Ages 12
and under
12 months
$250
0.15%
Money 101 Club
Ages 13-18
12 months
$250
0.15%
All deposits are insured up to $250,000 by the NCUA. APY= Annual Percentage Yield. APY is accurate as of June 1, 2021. APY based on monthly compounding for one year. Rates and terms are subject to change without notice. A penalty applies for early withdrawal, which would reduce earnings on the account. Federally insured by NCUA. Ask a TrueCore team member for details on the TruePerks Membership Rewards Program. *Limited-time special offer.
 
 

Money Market Rates


Money Market Rate APY
$5,000 - $24,999.99 0.07% 0.07%
$25,000 - $49,999.99 0.12% 0.12%
$50,000 - $99,999.99 0.17% 0.17%
$100,000+ 0.22% 0.22%
Rates have been reviewed and updated as of February 16, 2021. APY = Annual Percentage Yield. All dividends are compounded monthly. Dividend rates are variable and subject to change monthly without notice after the account is opened. The APY is based on the assumption that dividends remain within the account during the dividend period. A minimum daily balance of $5,000 is required in the account each day to earn dividends. Regulation D allows you to transfer funds from each savings and Money Market account to checking up to 6 times per month. Federally insured by NCUA.



With our Change It Up program, we’ll round up the amount of your debit card purchases to the next whole dollar. This money will automatically transfer from your checking account to your Change It Up savings account and earn twice the normal dividends for the month of December! 

Change It Up: The normal Change It Up APY is 10%. Promotional Christmas offer of 20% APY is effective December 1-31, 2021 only. APY is based on monthly compounding for one year. Rates and terms are subject to change without notice. There are no withdrawal restrictions on the Change it Up savings account. APY=Annual Percentage Yield. In order for a debit card transaction to be included in the round up, it must be a signature-based transaction (credit). Cash back on closed loans may be transferred into your Change It Up savings account. Some restrictions apply.
If you are not already participating in the Change It Up program, enrollment is free, you just have to be a TrueCore member and qualify for the TruePerks Membership Rewards program. For details on TruePerks, please visit www.truecore.org. This credit union is insured by the National Credit Union Administration.

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