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TrueCore Federal Credit Union

Savings Rates

Save more with TrueCore!

 
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Share Savings Rates

 
Account
Min. to earn dividends
Rate
APY*
Share Savings
$200
0.05%
0.05%
Checking
$1,000
0.05%
0.05%
Special Savers
$2,500 or more
0.05%
0.05%
Club Accounts
N/A
0.05%
0.05%
IRA Accounts
N/A
0.15%
0.15%
*APY=Annual Percentage Yield. Rates have been reviewed and updated as of August 16, 2019. All above accounts are adjustable and are subject to change monthly on the 1st of each month. Annual Percentage Yield based upon monthly compounding for one year. All rates are subject to change without notice. All deposits are insured up to $250,000 by the NCUA (National Credit Union Administration).
 
 

Certificate Rates 

 
Term
Minimum
APY*
TruePerks
6 Months
$500
0.55%
0.80%
12 Months
$500
0.75%
1.00%
*17 Months
$500
1.50%
1.75%
18 Months
$500
0.85%
1.10%
24 Months
$500
1.00%
1.25%
36 Months
$500
1.10%
1.35%
*42 Months
$500
1.75%
2.00%
48 Months
$500
1.35%
1.60%
60 Months
$500
1.65%
1.90%
All deposits are insured up to $250,000 by the NCUA. APY= Annual Percentage Yield. APY is accurate as of October 16, 2019. APY based on monthly compounding for one year. Rates and terms are subject to change without notice. A penalty applies for early withdrawal, which would reduce earnings on the account. Federally insured by NCUA. Ask a TrueCore team member for details on the TruePerks Membership Rewards Program. *Limited-time special offer.
 
 

Dollar Dog and Money 101 Club Certificate Rates

 

Who
Term
Minimum
APY
Dollar Dog Club
Ages 12
and under
12 months
$250
0.75%
Money 101 Club
Ages 13-18
12 months
$250
0.75%
All deposits are insured up to $250,000 by the NCUA. APY= Annual Percentage Yield. APY is accurate as of October 16, 2019. APY based on monthly compounding for one year. Rates and terms are subject to change without notice. A penalty applies for early withdrawal, which would reduce earnings on the account. Federally insured by NCUA. Ask a TrueCore team member for details on the TruePerks Membership Rewards Program. *Limited-time special offer.
 
 

Money Market Rates

 
Amount
Rate
APY*
$5,000 - $24,999.99
0 .449%
0.45%
$25,000 - $49,999.99
0.499%
0.50%
$50,000 and over
0.648%
0.65%
Rates have been reviewed and updated as of August 16, 2019. APY = Annual Percentage Yield. All dividends are compounded monthly. Dividend rates are variable and subject to change monthly without notice after the account is opened. The APY is based on the assumption that dividends remain within the account during the dividend period. A minimum daily balance of $5,000 is required in the account each day to earn dividends. Regulation D allows you to transfer funds from each savings and Money Market account to checking up to 6 times per month. Federally insured by NCUA.

TrueCore Change It Up program logo.
 
 
 
 
 
*APY=Annual Percentage Yield. Change It Up: Enrollment is free. To utilize Change It Up, must be a member of TrueCore Federal Credit Union and qualify for the TruePerks Membership Rewards program. TruePerks is effective as of April 2, 2018 and is exclusive to qualifying TrueCore members. To qualify for TruePerks, members must use their TrueCore debit or credit card at least 15 times per month, have free e-statements, use direct deposit, and utilize free e-services. Debit Card: Member must have a checking account (age 16 and up) to qualify for a debit card. Checking account opening is subject to third party screening. E-statements: Enrollment is free, but exceptions can be made on this requirement in cases where one does not have internet access. Direct Deposit: Amount must be at least $500 in a 45 day period; exceptions can be made if direct deposit is not available to the member. E-services: TruePerks qualification requires that a member accesses their TrueCore account via an electronic channel once every 30 days. These channels include online, mobile, Bill Pay, and Quick Pick Deposit. Exceptions can be made on this requirement in cases where one does not have internet access. Change It Up: There are no withdrawal restrictions on the Change It UpTM savings account. APY= Annual Percentage Yield and is accurate as of April 2, 2018. APY is based on monthly compounding for one year. In order for a debit card transaction to be included in the round up, it must be a signature-based transaction (credit). Cash back on closed loans may be transferred into your Change It UpTM savings account. Rates and terms are subject to change without notice. Some restrictions may apply. Credit Card: Member must be 18 to obtain a credit card; some restrictions may apply. TrueCore reserves the right to modify the program at any time. This credit union is insured by the National Credit Union Administration.
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