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TrueCore Federal Credit Union

Checking Accounts

 Contactless Debit cards.

  • No minimum to open
  • No monthly service fees
  • No minimum balance *
  • Free debit card. Choose from several designs available exclusively at TrueCore, and show your support for your school or favorite community landmark.
  • Free online services
  • Free smart phone check depositing - Quick Pic Deposit
  • Free debit card round up program - Change It Up
  • Free Overdraft Protection (3 per month)
  • Dividends for > $1,000
  • Courtesy Pay

Free access with these convenient services

Rate Information

Checking Account Rates
Minimum Rate APY**
$1,000 0.05% 0.05%
**APY=Annual Percentage Yield. APY is accurate as of January 17, 2023. All above accounts are adjustable and are subject to change monthly on the 1st of each month. Annual Percentage Yield based upon monthly compounding for one year. All rates are subject to change without notice. All deposits are insured up to $250,000 by the NCUA (National Credit Union Administration).

Reorder checks online through your online banking account. Simply click on the Order Checks tab.

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Check Imaging

This free service is offered through online banking. TrueCore members can view online copies of their checks that have cleared when they log on to online banking. Members can retrieve an image of the front and the back of the check. This service saves time and money for both the member and the credit union staff. Online retrieval is free and is available only as the image appears in your online history (current month and previous month).

Overdraft Protection

In the event you write a check for more than you have in your account, we will automatically pull that amount from your savings as a free service up to three times per month.

Courtesy Pay

Consider it your "oops" fund. If you overdraw your checking account and no funds are available in your savings to cover the item through Overdraft Protection, Courtesy Pay will pay on your behalf overdrafts up to $500 (including fees). This enables you to avoid high charges from merchants for returned checks.

Routing and Transit Number: 244180663

*Low balance fee is waived if account relationship under members' SSN has an aggregate balance over $250.00, if the member has direct deposit, or if the member is a Dollar Dog or Money 101 member (age 18 or under). Fee is also waived for the first 90 days of membership. Federally insured by the NCUA.
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Our mission is to enrich our community, and we’d love
to serve you.

Piggy Bank


We have savings options for
every age, lifestyle, and budget. IRAs and Money Markets are just a few of our services.