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TrueCore Federal Credit Union

Checking Accounts

Image of a TrueCore debit card being used at a card scanner.
 
  • No minimum to open
  • No monthly service fees
  • No minimum balance *
  • Free debit card. Choose from several designs available exclusively at TrueCore, and show your support for your school or favorite community landmark.
  • Free online services
  • Free smart phone check depositing - Quick Pic Deposit
  • Free debit card round up program - Change It Up
  • Free Overdraft Protection (3 per month)
  • Dividends for > $1,000
  • Courtesy Pay
 
Smart Start Checking exclusively for ages 13-17.   Click here for details about Smart Start.
 
 

Free access with these convenient services

 
 
 

Rate Information

 
Checking Account Rates
 
Minimum Rate APY*
$1,000 0.05% 0.05%
*APY=Annual Percentage Yield. APY is accurate as of November 1, 2018. All above accounts are adjustable and are subject to change monthly on the 1st of each month. Annual Percentage Yield based upon monthly compounding for one year. All rates are subject to change without notice. All deposits are insured up to $250,000 by the NCUA (National Credit Union Administration).

 
Reorder checks online through your online banking account. Simply click on the services tab.
 


Check Imaging

 
This free service is offered through online banking. TrueCore members can view online copies of their checks that have cleared when they log on to online banking. Members can retrieve an image of the front and the back of the check. This service saves time and money for both the member and the credit union staff. Online retrieval is free and is available only as the image appears in your online history (current month and previous month).
 
 

Overdraft Protection

 
In the event you write a check for more than you have in your account, we will automatically pull that amount from your savings as a free service up to three times per month.
 
 

Courtesy Pay

 
Consider it your "oops" fund. If you overdraw your checking account and no funds are available in your savings to cover the item through Overdraft Protection, Courtesy Pay will pay on your behalf overdrafts up to $500 (including fees). This enables you to avoid high charges from merchants for returned checks.
 
 
Routing and Transit Number: 244180663
 
*Low balance fee is waived if account relationship under members' SSN has an aggregate balance over $250.00, if the member has direct deposit, or if the member is a Dollar Dog or Money 101 member (age 18 or under). Fee is also waived for the first 90 days of membership. Federally insured by the NCUA.
Scroll to the left to view the rest of the table.
 
 
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Become a Member

 
Our mission is to improve the financial well-being of our members, and we’d love to serve you.
 
 
 
Piggy Bank

Savings

 
We have savings options for
every age, lifestyle, and budget. IRAs and Money Markets are just a few of our services.