Called "CDs" at other financial institutions, our Share Certificates offer short term saving without the risk. This includes IRA Certificates (Roth, Traditional, and Coverdell Education Savings Account). For long term saving, we encourage you to set up an Individual Retirement Account (IRA). It's a great way to guarantee a worry-free retirement. Check out the
Retirement Calculators.
Certificate / IRA Rates
Called "CDs" at other financial institutions
Term in Months |
Minimum |
APY* |
TruePerks |
6 |
$500 |
1.00% |
1.05% |
7* |
$500 |
4.50% |
4.55% |
12 |
$500 |
1.25% |
1.30% |
13* |
$500 |
4.25% |
4.35% |
18 |
$500 |
1.50% |
1.60% |
24 |
$500 |
1.75% |
1.85% |
36 |
$500 |
1.75% |
1.90% |
48 |
$500 |
1.75% |
1.95% |
60 |
$500 |
1.75% |
2.00% |
*All deposits are insured up to $250,000 by the NCUA. APY= Annual Percentage Yield. APY is accurate as of October 1, 2024. APY based on monthly compounding for one year. Rates and terms are subject to change without notice. A penalty applies for early withdrawal, which would reduce earnings on the account. Federally insured by NCUA. Ask a TrueCore team member for details on the TruePerks Membership Rewards Program. *Limited time offer.
Dollar Dog Club and Money 101 Club Certificate Rates
Term |
Minimum |
Rate |
APY* |
12 Months |
$250 |
1.243% |
1.25% |
*All deposits are insured up to $250,000 by the NCUA. APY= Annual Percentage Yield. APY is accurate as of October 1, 2024. APY based on monthly compounding for one year. Rates and terms are subject to change without notice. A penalty applies for early withdrawal, which would reduce earnings on the account. Federally insured by NCUA.